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About

Spruce is a mobile-first consumer fintech platform built by H&R Block that offers banking products and financial tools through a mobile app. Spruce provides spending and savings accounts (deposits and debit card services provided by Pathward, N.A., Member FDIC), budgeting and transaction categorization, FICO credit score insights, access to fee-free ATMs, savings APY, early access to federal tax refunds, and rewards features. The platform emphasizes security features such as FDIC insurance (via partner bank), fraud monitoring, and Mastercard protections on its debit card.

Sector

Financials

Industry Group

Financial Services

Industry

Financial Services

Subindustry

Transaction & Payment Processing Services

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